Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in
exchange for a premium, and can be thought of as a guaranteed and known small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.
Commercially insurable risks typically share seven common characteristics.
1.A large number of homogeneous exposure units. The vast majority of insurance policies are provided for individual members of very large classes. Automobile insurance, for example, covered about 175 million automobiles in the United States in 2004
[2] The existence of a large number of homogeneous exposure units allows insurers to benefit from the so-called “law of large numbers,” which in effect states that as the number of exposure units increases, proportionally the actual results are increasingly likely to become close to expected proportions. There are exceptions to this criterion. Lloyd's of London is famous for insuring the life or health of actors, actresses and sports figures. Satellite Launch insurance covers events that are infrequent. Large commercial property policies may insure exceptional properties for which there are no ‘homogeneous’ exposure units. Despite failing on this criterion, many exposures like these are generally considered to be insurable.
2.Definite Loss. The event that gives rise to the loss that is subject to the
insured, at least in principle, take place at a known time, in a known place, and from a known cause. The classic example is death of an insured person on a life insurance policy. Fire, automobile accidents, and worker injuries may all easily meet this criterion. Other types of losses may only be definite in theory. Occupational disease, for instance, may involve prolonged exposure to injurious conditions where no specific time, place or cause is identifiable.
Ideally, the time, place and cause of a loss should be clear enough that a
reasonable person, with sufficient information, could objectively verify all three elements.
3.Accidental Loss. The event that constitutes the trigger of a claim should be fortuitous, or at least outside the control of the beneficiary of the insurance. The loss should be ‘pure,’ in the sense that it results from an event for which there is only the opportunity for cost. Events that contain speculative
elements, such as ordinary business risks, are generally not considered insurable.
4.Large Loss. The size of the loss must be meaningful from the perspective of the insured. Insurance premiums need to cover both the expected cost of losses, plus the cost of issuing and administering the policy, adjusting losses, and supplying the capital needed to reasonably assure that the insurer will be able to pay claims. For small losses these latter costs may be several times the size of the expected cost of losses. There is little point in paying such costs unless the protection offered has real value to a buyer.
5.Affordable Premium. If the likelihood of an insured event is so high, or the cost of the event so large, that the resulting premium is large relative to the amount of protection offered, it is not likely that anyone will buy insurance, even if on offer. Further, as the accounting profession formally recognizes in financial accounting standards, the premium cannot be so large that there is not a reasonable chance of a significant loss to the insurer. If there is no such chance of loss, the transaction may have the form of insurance, but not the substance.
6.Calculable Loss. There are two elements that must be at least estimable, if not formally calculable: the probability of loss, and the attendant cost.
Probability of loss is generally an empirical exercise, while cost has more to do with the ability of a reasonable person in possession of a copy of the
insurance policy and a proof of loss associated with a claim presented under that policy to make a reasonably definite and objective evaluation of the amount of the loss recoverable as a result of the claim.
7.Limited risk of catastrophically large losses. The essential risk is often
aggregation. If the same event can cause losses to numerous policyholders of the same insurer, the ability of that insurer to issue policies becomes constrained, not by factors surrounding the individual characteristics of a policyholder, but by the factors surrounding the sum of all policyholders
exposed. Typically, insurers prefer to limit their exposure to a loss from a
single event to some small portion of their capital base, on the order of 5
percent. Where the loss can be aggregated, or an individual policy could produce exceptionally large claims, the capital constraint will restrict an insurer's appetite for additional policyholders. The classic example is earthquake insurance, where the ability of an underwriter to issue a new policy depends on the number and size of the policies that it has already underwritten. Wind insurance in hurricane zones, particularly along coast lines, is another example of this phenomenon. In extreme cases, the aggregation can affect the entire industry, since the combined capital of insurers and reinsurers can be small compared to the needs of potential policyholders in areas exposed to aggregation risk. In commercial fire insurance it is possible to find single properties whose total exposed value is well in excess of any individual insurer’s capital constraint. Such properties are generally shared among several insurers, or are insured by a single insurer who syndicates the risk into the reinsurance market.
Friday, September 5, 2008
Thursday, September 4, 2008
computers for live life king size
well here is one of the most prior necessity of present era ..........>computers
to live life king size.
IN TODAYS WORLD COMPUTERS HAD GROWN TO ANY TIME PEAK NECESSITY OF HUMAN BEING OTHER THAN FOOD AND SHELTER. SO ITS BEING VERY IMPORTANT FOR EACH INDIVIDUAL OF A DEMOCRATIC REPUBLIC STATE
TO LEARN COMPUTERS . AS ITS APPLICATIONS ARE USED ON EACH AND EVERY ASPECT OF LIFE. I WOULD SUGGEST TO MAKE IT AS A FUNDAMENTAL RIGHT OF EACH STATE TO GRAB KNOWLEDGE OF COMPUTERS.
A computer is a machine that manipulates data according to a list of instructions.
The first devices that resemble modern computers date to the mid-20th century (around 1940 - 1945), although the computer concept and various machines similar to computers existed earlier. Early electronic computers were the size of a large room, consuming as much power as several hundred modern personal computers. Modern computers are based on tiny integrated circuits and are millions to billions of times more capable while occupying a fraction of the space. Today, simple computers may be made small enough to fit into a wrist watch and be powered from a watch battery. personal computers, in various forms, are icons of the information age and are what most people think of as "a computer"; however, the most common form of computer in use today is the embedded computers. Embedded computers are small, simple devices that are used to control other devices — for example, they may be found in machines ranging from fighter aircraft to industrial robots, digital cameras, and child toys.
The ability to store and execute lists of instructions called programs makes computers extremely versatile and distinguishes them from calculatres. The church is a mathematical statement of this versatility: any computer with a certain minimum capability is, in principle, capable of performing the same tasks that any other computer can perform. Therefore, computers with capability and complexity ranging from that of adigital personal assistant to a super computer are all able to perform the same computational tasks given enough time and storage capacity.
THERE ARE VARIOUS TYPES OF COMPUTERS
1. DESKTOP
2. LAPTOP
3.PALM TOP
4. SUPER COMPUTERS FOR RESEARCH WORKS ACCOMPANYING HIGH CALCULATIONS
THERE ARE VARIOUS HARDWARE AND SOFTWARES WHICH RUNS THE COMPUTER
HARDWARE ARE THE FOLLOWING
1.PROCESSERS
1.1 INTEL
1.1.1 intel® Core™2 Quad Processor IS THE LATEST ONE.
The Core brand refers to Intel's 32bitmobile dual core x86 CPUs that derived from the Pentium M branded processors. The processor family used a more advanced version of the Intel P6 microarchitecture. It emerged in parallel with the NetBurst (Intel P68) microarchitecture of the Pentium 4 brand, and was a precursor of the 64-bit Core microarchitecture of Core 2 branded CPUs. The Core brand comprised two branches: the Duo (dual-core) and Solo (Duo with one disabled core, which replaced the Pentium M brand of single-core mobile processor).
The Core brand was launched on January 5, 2006 by the release of the 32-bit Yonah CPU - Intel's first dual-core mobile (low-power) processor. Its dual-core layout closely resembled two interconnected Pentium M branded CPUs packaged as a single die (piece) silicon chip (IC). Hence, the 32-bit microarchitecture of Core branded CPUs - contrary to its name - had more in common with Pentium M branded CPUs than with the subsequent 64-bit Core microarchitecture of Core 2 branded CPUs. Despite a major rebranding effort by Intel starting January 2006, some computers with the Yonah core continued to be marked as Pentium M.
In 2007, Intel began branding the Yonah core CPUs as Pentium Dual-Core intended for mainstream mobile only computers, unlike the 64-bit Core microarchitecture CPUs branded as Intel Core 2 Duo (for higher-end computers) and also as Pentium Dual-Core (for lower-end desktops only). In short, the Core brand refers to processors with the "mobile" derivative of 32-bit Intel P6 microarchitecture (preceding the Core microarchitecture), whereas the Intel Core 2 brand refers to CPUs with the 64-bit Core microarchitecture.
to live life king size.
IN TODAYS WORLD COMPUTERS HAD GROWN TO ANY TIME PEAK NECESSITY OF HUMAN BEING OTHER THAN FOOD AND SHELTER. SO ITS BEING VERY IMPORTANT FOR EACH INDIVIDUAL OF A DEMOCRATIC REPUBLIC STATE
TO LEARN COMPUTERS . AS ITS APPLICATIONS ARE USED ON EACH AND EVERY ASPECT OF LIFE. I WOULD SUGGEST TO MAKE IT AS A FUNDAMENTAL RIGHT OF EACH STATE TO GRAB KNOWLEDGE OF COMPUTERS.
A computer is a machine that manipulates data according to a list of instructions.
The first devices that resemble modern computers date to the mid-20th century (around 1940 - 1945), although the computer concept and various machines similar to computers existed earlier. Early electronic computers were the size of a large room, consuming as much power as several hundred modern personal computers. Modern computers are based on tiny integrated circuits and are millions to billions of times more capable while occupying a fraction of the space. Today, simple computers may be made small enough to fit into a wrist watch and be powered from a watch battery. personal computers, in various forms, are icons of the information age and are what most people think of as "a computer"; however, the most common form of computer in use today is the embedded computers. Embedded computers are small, simple devices that are used to control other devices — for example, they may be found in machines ranging from fighter aircraft to industrial robots, digital cameras, and child toys.
The ability to store and execute lists of instructions called programs makes computers extremely versatile and distinguishes them from calculatres. The church is a mathematical statement of this versatility: any computer with a certain minimum capability is, in principle, capable of performing the same tasks that any other computer can perform. Therefore, computers with capability and complexity ranging from that of adigital personal assistant to a super computer are all able to perform the same computational tasks given enough time and storage capacity.
THERE ARE VARIOUS TYPES OF COMPUTERS
1. DESKTOP
2. LAPTOP
3.PALM TOP
4. SUPER COMPUTERS FOR RESEARCH WORKS ACCOMPANYING HIGH CALCULATIONS
THERE ARE VARIOUS HARDWARE AND SOFTWARES WHICH RUNS THE COMPUTER
HARDWARE ARE THE FOLLOWING
1.PROCESSERS
1.1 INTEL
1.1.1 intel® Core™2 Quad Processor IS THE LATEST ONE.
The Core brand refers to Intel's 32bitmobile dual core x86 CPUs that derived from the Pentium M branded processors. The processor family used a more advanced version of the Intel P6 microarchitecture. It emerged in parallel with the NetBurst (Intel P68) microarchitecture of the Pentium 4 brand, and was a precursor of the 64-bit Core microarchitecture of Core 2 branded CPUs. The Core brand comprised two branches: the Duo (dual-core) and Solo (Duo with one disabled core, which replaced the Pentium M brand of single-core mobile processor).
The Core brand was launched on January 5, 2006 by the release of the 32-bit Yonah CPU - Intel's first dual-core mobile (low-power) processor. Its dual-core layout closely resembled two interconnected Pentium M branded CPUs packaged as a single die (piece) silicon chip (IC). Hence, the 32-bit microarchitecture of Core branded CPUs - contrary to its name - had more in common with Pentium M branded CPUs than with the subsequent 64-bit Core microarchitecture of Core 2 branded CPUs. Despite a major rebranding effort by Intel starting January 2006, some computers with the Yonah core continued to be marked as Pentium M.
In 2007, Intel began branding the Yonah core CPUs as Pentium Dual-Core intended for mainstream mobile only computers, unlike the 64-bit Core microarchitecture CPUs branded as Intel Core 2 Duo (for higher-end computers) and also as Pentium Dual-Core (for lower-end desktops only). In short, the Core brand refers to processors with the "mobile" derivative of 32-bit Intel P6 microarchitecture (preceding the Core microarchitecture), whereas the Intel Core 2 brand refers to CPUs with the 64-bit Core microarchitecture.
live life king size .............universities for king size living future
major universities of globe to live life king size
here are some of major universities which could help you to shine through ur future in perfect king's style living . but one has to study hard and compeat with various hurdles come across
1 Harvard Univ Americas 1 USA
2 Stanford Univ Americas 2 USA
3 Univ California - Berkeley Americas
4 Univ Cambridge Europe 1 UK
5 Massachusetts Inst Tech (MIT) Americas 4 USA
6 California Inst Tech Americas 5 USA
Columbia Univ Americas 6 USA
8 Princeton Univ Americas 7 USA
9 Univ Chicago Americas 8 USA
10 Univ Oxford Europe 2 UK
11 Yale Univ Americas 9 USA
12 Cornell Univ Americas 10 USA
13 Univ California - Los Angeles Americas 11 USa
14 Univ California - San Diego Americas 12 USA
15 Univ Pennsylvania Americas 13 USA
16 Univ Washington - Seattle Americas
17 Univ Wisconsin - Madison Americas
18 Univ California - San Francisco Americas 16 USA
19 Johns Hopkins Univ Americas 17 USA
20 Tokyo Univ Asia/Pac 1 Japan
21 Univ Michigan - Ann Arbor Americas 18 USA
22 Kyoto Univ Asia/Pac 2 Japan
23 Imperial Coll London Europe 3 UK
23 Univ Toronto Americas 19 Canada
25 Univ Coll London Europe 4 UK 4
26 Univ Illinois - Urbana Champaign Americas 20 USA
27 Swiss Fed Inst Tech - Zurich Europe 5 Switzerland
28 Washington Univ - St. Louis Americas 21 USA
29 Northwestern Univ Americas 22 USA
30 New York Univ Americas 23 USA
30 Rockefeller Univ Americas 23 USA
32 Duke Univ Americas 25 USA
33 Univ Minnesota - Twin Cities Americas 26 USA
34 Univ Colorado - Boulder Americas 27 USA
35 Univ California - Santa Barbara Americas 28 USA
36 Univ British Columbia Americas 29 Canada
37 Univ Maryland - Coll Park Americas 30 USA
38 Univ Texas - Austin Americas 31 USA
39 Univ Paris 06 Europe 6 France
39 Univ Texas Southwestern Med Center Americas 32 USA
41 Vanderbilt Univ Americas 33 USA
42 Univ Utrecht Europe 7 Netherlands
43 Pennsylvania State Univ - Univ Park Americas 34 USA
43 Univ California - Davis Americas 34 USA
45 Univ California - Irvine Americas 36 USA
46 Univ Copenhagen Europe 8 Denmark
47 Rutgers State Univ - New Brunswick Americas 37 USA
48 Univ Manchester Europe 9 UK
49 Univ Pittsburgh - Pittsburgh Americas 38 USA
50 Univ Southern California Americas 39 USA
51 Univ Florida Americas 40 USA
52 Univ Paris 11 Europe 10 France
53 Karolinska Inst Stockholm Europe 11 Sweden
53 Univ Edinburgh Europe 11 UK
53 Univ Munich Europe 11 Germany
56 Tech Univ Munich Europe 14 Germany
57 Australian Natl Univ Asia/Pac 3 Australia
58 Univ North Carolina - Chapel Hill Americas 41 USA
58 Univ Zurich Europe 15 Switzerland
60 Carnegie Mellon Univ Americas 42 USA
61 Ohio State Univ - Columbus Americas 43 USA
62 Univ Bristol Europe 16 UK
63 McGill Univ Americas 44 Canada
64 Hebrew Univ Jerusalem Asia/Pac 4 Israel
65 Univ Heidelberg Europe 17 Germany
66 Uppsala Univ Europe 18 Sweden
67 Osaka Univ Asia/Pac 5 Japan
68 Purdue Univ - West Lafayette Americas 45 USA
69 Univ Oslo Europe 19 Norway
70 Brown Univ Americas 46 USA
71 Univ Leiden Europe 20 Netherlands
72 Univ Sheffield Europe 21 UK
73 Univ Helsinki Europe 22 Finland
74 Univ Arizona Americas 47 USA
75 Univ Rochester Americas 48 USA
76 Moscow State Univ Europe 23 Russia
76 Tohoku Univ Asia/Pac 6 Japan
78 Case Western Reserve Univ Americas 49 USA
79 Univ Melbourne Asia/Pac 7 Australia
80 Michigan State Univ Americas 50 USA
81 Univ Nottingham Europe 24 UK
82 Univ Basel Europe 25 Switzerland
83 Boston Univ Americas 51 USA
83 Ecole Normale Super Paris Europe 26 France
83 King's Coll London Europe 26 UK
86 Stockholm Univ Europe 28 Sweden
87 McMaster Univ Americas 52 Canada
87 Rice Univ Americas 52 USA
87 Univ Goettingen Europe 29 Germany
90 Indiana Univ - Bloomington Americas 54 USA
91 Texas A&M Univ - Coll Station Americas 55 USA
92 Univ Birmingham Europe 30 UK
93 Univ Utah Americas 56 USA
94 Nagoya Univ Asia/Pac 8 Japan
94 Univ Freiburg Europe 31 Germany
96 Arizona State Univ - Tempe Americas 57 USA
97 Lund Univ Europe 32 Sweden
97 Univ Iowa Americas 58 USA
99 Tokyo Inst Tech Asia/Pac 9 Japan
99 Univ Bonn Europe 33 Germany
99 Univ Strasbourg 1 Europe 33 France
102-150 Aarhus Univ Europe 35-56 Denmark
102-150 Baylor Coll Med Americas 59-76 USA
102-150 Dartmouth Coll Americas 59-76 USA
102-150 Emory Univ Americas 59-76 USA
102-150 Georgia Inst Tech Americas 59-76 USA
102-150 Hokkaido Univ Asia/Pac 10-18 Japan
102-150 Mayo Clinic Coll Med Americas 59-76 USA
102-150 Natl Univ Singapore Asia/Pac 10-18 Singapore
102-150 North Carolina State Univ - Raleigh Americas 59-76 USA
102-150 Oregon State Univ Americas 59-76 USA
102-150 Swiss Fed Inst Tech - Lausanne Europe 35-56 Switzerland
102-150 Technion Israel Inst Tech Asia/Pac 10-18 Israel
102-150 Tel Aviv Univ Asia/Pac 10-18 Israel
102-150 Tsukuba Univ Asia/Pac 10-18 Japan
102-150 Tufts Univ Americas 59-76 USA
Wednesday, September 3, 2008
live life king size...."ART OF LIVING"
meditation
Advice For The BeginnerMaybe you’ve heard about the wonderful benefits of meditation; “It will relax you, center your thoughts, allow you to escape from your stressful day”. Why wouldn’t you want to take part in such an activity?The truth is - most people never reap the considerable rewards that a quality meditation session can offer. After a few unsuccessful attempts, these individuals give up and conclude “meditation doesn’t work”. If you don’t believe meditation can work for you, I’d like to offer you a bit of perspective via the following exercise:Go to a music store that sells pianos (if you can play piano, substitute this instrument with one you’ve never played before). Sit down at a piano and play some beautiful music. What, you can’t……? But I’ve heard that a person can play beautiful music on a piano. Maybe try a few more times. No doubt, if after three or four attempts you are not producing exquisite sounds from this instrument, you will come to the conclusion that “pianos don’t work”.We all know that the piano is capable of producing music, so why are you not able to get it to work? It’s because, in order to play the piano successfully, you must take the time to learn how to the instrument works, and then spend many hours practicing.Meditation is not a practice that will “work” the first time you try it. It took you awhile to learn how to ride a bike. You probably couldn’t catch a ball the first time you tried. Most likely, your first few meditation sessions won’t be very successful either. Instead of giving up, read some literature on meditation, research the subject on websites, and try to practice once a day for a month. Your local library probably has some meditation audio recordings or videos that you can borrow. Try a variety of meditations to find an approach that works well for you. With a bit of effort, you will get results from your meditation sessions.
How Reiki Concentration can Fulfill Your DesiresQuote
: "It is a spiritual law that the desire to do necessarily implies the ability to do."You have all read of "Aladdin's Lamp," which accomplished such wonderful things. This, of course, is only a fairy tale, but it illustrates the fact that man has within him The Power, if he is Able to use it, to gratify his every wish.If you are unable to satisfy your deepest longings it is time you learned how to use your God-given powers. You will soon be conscious that you have latent powers within capable when once developed of revealing to you priceless knowledge and unlimited possibilities of success.Man should have plenty of everything and not merely substance to live on as so many have. All natural desires can be realized. It would be wrong for the Infinite to create wants that could not be supplied. Man's very soul is in his power to think, and it, therefore, is the essence of all created things. Every instinct of man leads to thought, and in every thought there is great possibility because true thought development, when allied to those mysterious powers which perhaps transcend it, has been the cause of all the world's true progress.In the silence we become conscious of "that something" which transcends thought and which uses thought as a medium for expression. Many have glimpses of "that something," but few ever reach the state where the mind is steady enough to fathom these depths. Silent, concentrated thought is more potent than spoken words, for speech distracts from the focusing power of the mind by drawing more and more attention to the without.Man must learn more and more to depend on himself; to seek more for the Infinite within. It is from this source alone that he ever gains the power to solve his practical difficulties. No one should give up when there is always the resources of Infinity. The cause of failure is that men search in the wrong direction for success, because they are not conscious of their real powers that when used are capable of guiding themThe Infinite within is foreign to those persons who go through life without developing their spiritual powers. But the Infinite helps only he who helps himself. There is no such thing as a Special "Providence." Man will not receive help from the Infinite except to the extent that he believes and hopes and prays for help from this great source.Concentrate on What You Want and Get It. The weakling is controlled by conditions. The strong man controls conditions. You can be either the conqueror or the conquered. By the law of Reiki - Concentration you can achieve your heart's desire. This law is so powerful that that which at first seems impossible becomes attainable.By this law what you at first see as a dream becomes a reality.Remember that the first step in Reiki - Concentration is to form a Mental Image of what you wish to accomplish. This image becomes a thought-seed that attracts thoughts of a similar nature. Around this thought, when it is once planted in the imagination or creative region of the mind, you group or build associated thoughts which continue to grow as long as your desire is keen enough to compel close Reiki – Concentration.Form the habit of thinking of something you wish to accomplish for five minutes each day. Shut every other thought out of consciousness. Be confident that you will succeed; make up your mind that all obstacles that are in your way will be overcome and you can rise above any environment.You do this by utilizing the natural laws of the thought world which are all powerful.A great aid in the development of Reiki - Concentration is to write out your thoughts on that which lies nearest your heart and to continue, little by little, to add to it until you have as nearly as possible exhausted the subject.You will find that each day as you focus your forces on this thought at the center of the stream of consciousness, new plans, ideas and methods will flash into your mind. There is a law of attraction that will help you accomplish your purpose. An advertiser, for instance, gets to thinking along a certain line. He has formed his own ideas, but he wants to know what others think. He starts out to seek ideas and he soon finds plenty of books, plans, designs, etc., on the subject, although when he started he was not aware of their existence.The same thing is true in all lines. We can attract those things that will help us. Very often we seem to receive help in a miraculous way. It may be slow in coming, but once the silent unseen forces are put into operation, they will bring results so long as we do our part. They are ever present and ready to aid those who care to use them. By forming a strong mental image of your desire, you plant the thought-seed which begins working in your interest and, in time, that desire, if in harmony with your higher nature, will materialize.It may seem that it would be unnecessary to caution you to concentrate only upon achievement that will be good for you and work no harm to another, but there are many who forget others and their rights, in their anxiety to achieve success. All good things are possible for you to have, but only as you bring your forces into harmony with that law that requires that we mete out justice to fellow travelers as we journey along life's road. So first think over the thing wanted and if it would be good for you to have; say, "I want to do this; I am going to work to secure it. The way will be open for me."If you fully grasp mentally the thought of success and hold it in mind each day, you gradually make a pattern or mold which in time will materialize. But by all means keep free from doubt and fear, the destructive forces. Never allow these to become associated with your thoughts.At last you will create the desired conditions and receive help in many unlooked-for ways that will lift you out of the undesired environment. Life will then seem very different to you, for you will have found happiness through awakening within yourself the power to become the master of circumstances instead of their slave.To the beginner in this line of thought some of the things stated in this book may sound strange, even absurd, but, instead of condemning them, give them a trial. You will find they will work out.The inventor has to work out his idea mentally before he produces it materially. The architect first sees the mental picture of the house he is to plan and from this works out the one we see. Every object, every enterprise, must first be mentally created.I know a man that started in business with thirteen cents and not a dollar's worth of credit. In ten years he has built up a large and profitable business. He attributes his success to two things--belief that he would succeed and hard work. There were times when it did not look like he could weather the storm. He was being pressed by his creditors who considered him bankrupt. They would have taken fifty cents on the dollar for his notes and considered themselves lucky. But by keeping up a bold front he got an extension of time when needed. When absolutely necessary for him to raise a certain sum at a certain time he always did it. When he had heavy bills to meet he would make up his mind that certain people that owed him would pay by a certain date and they always did. Sometimes he would not receive their check until the last mail of the day of the extension, and I have known him to send out a check with the prospect of receiving a check from one of his customers the following day. He would have no reason other than his belief in the power of affecting the mind of another by Reiki - Concentration of thought for expecting that check, but rarely has he been disappointed.Just put forth the necessary concentrated effort and you will be wonderfully helped from sources unknown to you.Remember the mystical words of Jesus, the Master: "Whatsoever thing ye desire when ye pray, pray as if ye had already received and ye shall have."
Can Your Dreams Really Become a Reality?
You may be asking yourself can my dreams really become true. The answer to that question is a definite yes!All of what you are doing right now was once first just a dream in your mind and you having complete controlover all of your thoughts that can produce many results with your mind. How can this be possible you ask?Very simple, have you ever had a headache and you took some Tylenol for that headache and instantly you’ll felt better?Had the Tylenol really have a chance to work or have you imagined that the Tylenol was going to make you feel betterand instantly your mind produced the results, yet you know in your heart that there is know way that the Tylenolcould work back to your mind that quick.Therefore, you see it really was your mind that was in control thus producing the results that you really wantedin the first place. Now that you see how your mind can really produce results for you, if you learn how to workit and this is a simple and universal law. You can produce the results that you need, you can become the personthat you want, your dreams can become reality, there is only one person stopping you, and that is you!Are you ready for the challenge because once you emerge from the old way and see the results that you can have youwill never go back to doing things as if you did in the past? You control your mind and your thoughts and your dreams.For the dream to become reality you must first imagine it to be. Please stop to think about that sentence,it is very powerful and holds plenty of proof that you and only you control your dreams.For the dream to become a reality you must first imagine it to be. Can you see your life changing?Can you see that new job? Can you feel what is on the horizon? For you when you master this conceptand there will be nothing that you cannot do and that should fill you with hope. Hope plays a veryimportant part in this equation because it is the hope that fuels the engine when we call a human being. Hope fuels the engine, hope brings light to a dark day, and hope is the key to making your dreams becomes that reality.You can hope for a better day and you can plan for a brighter future and with hope this is all possible.Hope is the imagination of the mind.If you can bring all these things together, then there is nothing that you cannot accomplish.Now is a time that we need action to produce results, for without action dreams do not become a reality.For without action your dreams can never become true. Yet with hope that is your action and can producemany results in your favor. Action is the stuff that dreams are made out of.
Trusting Your Inner Guidance
When we begin to feel lost or confused about various aspects of our lives, our first instinct is to search for direction. We feel sure that the answers we need are out there somewhere, and finding them will help us to know the right way to turn.While seeking advice and guidance from others can be helpful at times, it is not always the best way to help ourselves. Rather than relying on someone else to tell us our truth, we can instead choose to look within and find the answers inside ourselves. Each of us has been given the gift of an inner advisor that will never steer us wrong.This inner advisor is not pushy, however. He or she will not speak up unless we ask for help. When we finally open our hearts and minds to hear what our inner advisor has to say, the wisdom will begin to flow freely and our lives will begin to change for the better.So, how do we tap this wealth of wisdom? Is there a request form we need to fill out somewhere? No, it's even easier than that, thank goodness. Following are tips to help you connect with your inner guidance and use it to create your best life:1) Create a Harmonious Forum - our inner guidance flourishes in peaceful, quiet surroundings. If you've got a lot of noise and chaos around you, you won't be able to tap in and hear the wisdom waiting for you. Try to find a quiet place that you can relax in. You can also surround yourself with beauty by bringing in some fresh flowers, scented candles or incense, or even some soothing artwork. Whatever will help put you in a calm, peaceful mood.2) Turn Within - if you're not a regular meditator, this can be tricky at first. You might wonder what the heck you're supposed to be turning "toward," or focusing on. The answer is simple: nothing. Focus on nothing. Simply close your eyes and turn your attention inward, to the silence within you. Random thoughts will probably keep popping in, but gently push them back out and return your attention to the silence.3) Listen for Wisdom - if you've got a specific situation you're struggling with, this would be a good time to think about it. Try to do so without judgment, and without trying to come to any conclusions. Just ponder the issue and practice acceptance for what it is at this moment. Then ask yourself, "What would be the best course of action for me at this time?" Consider the possibilities before you, and think about how each one makes you feel. Most often, you will notice a difference between something that feels right, and something that feels wrong.4) Let the Solution Materialize - if you don't recieve any insights initially, put the issue aside for awhile. By going through this process, you've already tapped into your inner guidance and asked for help. Even if the answer doesn't appear immediately, it will eventually. And in my experience, it doesn't take long! Just make an effort to stay open to the answer when it arrives. It will usually arrive in a flash of inspiration or insight that makes you say, "Ah ha!" Or perhaps it will be more along the lines of a subtle gut feeling, where you just know that one particular course of action "feels" right.5) Act from the Heart - once you know what you need to do, act with confidence. Don't let worries or fears hold you back. Believe that your inner guidance knows what's best for you, and move forward with courage. Remember that there are truly no right or wrong paths in life, only experiences that we can learn from. By at least examining your options and considering which path is right for you at this time, you are making a wiser decision than you would otherwise.At all times, strive to be your own master. There is nothing wrong with seeking knowledge and insight from others, but you aren't bound to mindlessly follow where they lead, either. You have the ability to find your own way and decide what's best for you. In your quest for knowledge, you will come across information that feels right to you, and information that doesn't seem to make sense. Use discernment and understand that there are many truths. You just have to find yours.
Commitment
What exactly does this word mean? Some say that it is a lost ART, that in today’s society there is no such thing. Shall we bury it or resurrect it from the dead? First let me state that without this small word that seems insignificant little word, and then none of your hopes and dreams will come true.If you don’t have it and you are approaching a difficult task, do you feel you have a chance at the outcome being a positive one? Well guess again, because without this tiny word then none of your hopes and dreams shall come true.Is it possible that we have over estimated? When some great task is completed you can rest assured that you will receive some help from the big C-man, CONMITMENT THAT IS. Now that we know we need this word how can, we implement it into our life?What exactly is it? Well it’s that extra push we get when things we are going through get really hard, when there is nothing left in the gas tank.You must at this time reach deep inside yourself to find that little something that you need to successfully complete the task. (You made it because you had commitment to complete the job!)You stuck with it when the going got tough, you could truly not see yourself fail, and that is commitment, which is desire, which is heart!They are all related and when you have the ability to choose from the one you need to be completed and one of the other jobs, this is truly an amazing feat.THEY DO NOT GET JELOUS, THEY FEED OFF OF ONE ANOTHER, WHEN ONE IS A TAD BIT SHORT OF A DAY, ONE OF THE OTHERS PICKS UP THE SLACK, WHICH IN TURN GIVES THE PART YOU ARE WEAKEST IN.YET KNOW ALL THE FACULTIES CAN REJOICE BECAUSE THIS IS PROGRESS IN ANYONES BOOK, BUT IT ALL STARTED WITH A SIMPLE WORD AND THAT WORD IS COMMITMENT!This simple word gives you drive to complete all your task, if you have a feeling that you don’t want to finish the task it may be time to, stop what you are doing and evaluate what you are doing, to see if it is a worthy goal.If not you stop it immediately and move on to the next task that you have a feeling of commitment to do or finish the job then it’s on to our next task, remember commitment can or will make or brake you, it’s a small word but don’t be deceived by the simplicity of it, CONMITTMENT IS THE KEY TO YOUR SUCCESSFUL FUTURE~!
Active Relaxation - The Neglected Art
Stress
Stress is a serious business. The subject is often in the news: we know that it causes the loss of more working days than physical illness and can lead to serious conditions of the heart and other organs. Stress is taken so seriously these days that employers have a legal duty of care towards their employees.The media put far less emphasis on the natural antidote to stress: relaxation. It might be useful to remind ourselves what relaxation actually means. Far from merely being the absence of tension, relaxing actually requires a positive act of will. Just as a composer writes rests - indicating silence - as carefully as the notes played by musicians, so we need to decide when to relax and how to do so. Just think of the expression 'To compose yourself'.Techniques that helpWe know of many techniques and disciplines, some of them very ancient, that help us to relax. Meditation has been described as 'Increasing the distance between thoughts', a way of emptying the mind of its usual chatter, regret, worry and aspiration. Yoga can help us to achieve a similar inner calm through focusing on the body and how it breathes. In both cases, the emphasis is actively on focusing our attention on the here and now, rather than reflecting on the past or thinking ahead.As with any other conscious decision, we need to focus on what we are doing if we want to succeed - and here, for many of us, lies the difficulty. If we want to benefit from these disciplines, not only do we need to endure the slow process of learning new techniques that feel strange and unfamiliar before enjoying the benefits, we also have to overcome an instinctive objection from our own bodies.What tension doesThe trouble is that when we are experiencing stress we become tense: our muscles tighten and adrenaline and cortisol flow through our systems, making it even harder to relax. Even sitting in a quiet darkened room doesn’t guarantee success – if your mind is buzzing you’ll feel over stimulated. It's easy to understand why we seek easier, more instant ways to calm down. That's why we sometimes confuse relaxation with distraction - especially in a time when so many distractions are available.What does or doesn’t relax us'I feel stressed out tonight. Let's just relax in front of the TV.' Unfortunately, most television programmes are designed to engage us by arousing our interest in some way. The sound tracks are especially effective in stimulating us emotionally, so that the net result of our attempts to 'switch off' turn out to be merely 'changing channels' with our attention. We swap one set of stimuli for another - and we have even less control over the content than when we are wrestling with all the details of our own over-busy lives.The active choiceSo: relaxation is an active choice, but it can seem too difficult and time-consuming to learn how to use the techniques that work. How can we actively choose to relax easily and effectively? William Congreve wrote ‘Music hath charms to soothe the savage breast, to soften rocks, or bend a knotted oak.’ and throughout history gentle music has been a favourite way to change the way we feel. This is because the vibrations that reach our ears do more than just please us as they cause our own internal rhythms, like heartbeat and brain activity, to synchronise with the music.If you have ever tried turning off the sound track of a scary movie you know how flat it can seem with only pictures to keep the mood going. Anyone who has seen what happens to baby boomers at a party when someone plays a Rolling Stones record has experienced the power of music to move people.Type of music that relaxesNaturally, the result depends on the type of music being played. A growing number of composers are choosing to focus mainly on the effect their music has on the listener. In the 1960s a series of 'mood music' albums appeared, followed in the 1970s by British artist Brian Eno's invention of the term 'ambient music' to describe the subtle, mood-invoking albums he created. The emphasis in this type of music is on the listener, not the artist ~ a very different approach from most productions. My own experience is relevant here as I spent more than twenty five years doing my best to capture the audience's attention as a session musician, performer and bandleader before getting involved with hypnosis and Neuro-Linguistic Programming as a way of helping people to live the kind of lives they really want.New roleIt was while exploring how to combine music with these ways of helping people that I realised the difference in emphasis: in my new musical role I was no longer centre stage ~ in fact, if the listener was aware of me then I wasn't doing my job. It surprised me how much more difficult it can be to produce music so subtle that the listener is largely unaware of it, yet so effective that it relaxes him or her every time.Self treatmentAs I researched what had already been done I found a fascinating range of different techniques, all contributing to the power of gentle music to soothe and calm us. These approaches can be combined to create truly effective musical solutions to the everyday problems caused by stress. This kind of self-treatment is a welcome alternative to pharmaceuticals, being very effective and extremely safe. Some hospitals have found that when they play the right kind of music their pain-killing medication bill goes down, in some cases to half its former level.In the 1960s, a popular idea was that music could change the world. For us as individuals, that now seems to be true – at least on a personal level.
Advice For The BeginnerMaybe you’ve heard about the wonderful benefits of meditation; “It will relax you, center your thoughts, allow you to escape from your stressful day”. Why wouldn’t you want to take part in such an activity?The truth is - most people never reap the considerable rewards that a quality meditation session can offer. After a few unsuccessful attempts, these individuals give up and conclude “meditation doesn’t work”. If you don’t believe meditation can work for you, I’d like to offer you a bit of perspective via the following exercise:Go to a music store that sells pianos (if you can play piano, substitute this instrument with one you’ve never played before). Sit down at a piano and play some beautiful music. What, you can’t……? But I’ve heard that a person can play beautiful music on a piano. Maybe try a few more times. No doubt, if after three or four attempts you are not producing exquisite sounds from this instrument, you will come to the conclusion that “pianos don’t work”.We all know that the piano is capable of producing music, so why are you not able to get it to work? It’s because, in order to play the piano successfully, you must take the time to learn how to the instrument works, and then spend many hours practicing.Meditation is not a practice that will “work” the first time you try it. It took you awhile to learn how to ride a bike. You probably couldn’t catch a ball the first time you tried. Most likely, your first few meditation sessions won’t be very successful either. Instead of giving up, read some literature on meditation, research the subject on websites, and try to practice once a day for a month. Your local library probably has some meditation audio recordings or videos that you can borrow. Try a variety of meditations to find an approach that works well for you. With a bit of effort, you will get results from your meditation sessions.
How Reiki Concentration can Fulfill Your DesiresQuote
: "It is a spiritual law that the desire to do necessarily implies the ability to do."You have all read of "Aladdin's Lamp," which accomplished such wonderful things. This, of course, is only a fairy tale, but it illustrates the fact that man has within him The Power, if he is Able to use it, to gratify his every wish.If you are unable to satisfy your deepest longings it is time you learned how to use your God-given powers. You will soon be conscious that you have latent powers within capable when once developed of revealing to you priceless knowledge and unlimited possibilities of success.Man should have plenty of everything and not merely substance to live on as so many have. All natural desires can be realized. It would be wrong for the Infinite to create wants that could not be supplied. Man's very soul is in his power to think, and it, therefore, is the essence of all created things. Every instinct of man leads to thought, and in every thought there is great possibility because true thought development, when allied to those mysterious powers which perhaps transcend it, has been the cause of all the world's true progress.In the silence we become conscious of "that something" which transcends thought and which uses thought as a medium for expression. Many have glimpses of "that something," but few ever reach the state where the mind is steady enough to fathom these depths. Silent, concentrated thought is more potent than spoken words, for speech distracts from the focusing power of the mind by drawing more and more attention to the without.Man must learn more and more to depend on himself; to seek more for the Infinite within. It is from this source alone that he ever gains the power to solve his practical difficulties. No one should give up when there is always the resources of Infinity. The cause of failure is that men search in the wrong direction for success, because they are not conscious of their real powers that when used are capable of guiding themThe Infinite within is foreign to those persons who go through life without developing their spiritual powers. But the Infinite helps only he who helps himself. There is no such thing as a Special "Providence." Man will not receive help from the Infinite except to the extent that he believes and hopes and prays for help from this great source.Concentrate on What You Want and Get It. The weakling is controlled by conditions. The strong man controls conditions. You can be either the conqueror or the conquered. By the law of Reiki - Concentration you can achieve your heart's desire. This law is so powerful that that which at first seems impossible becomes attainable.By this law what you at first see as a dream becomes a reality.Remember that the first step in Reiki - Concentration is to form a Mental Image of what you wish to accomplish. This image becomes a thought-seed that attracts thoughts of a similar nature. Around this thought, when it is once planted in the imagination or creative region of the mind, you group or build associated thoughts which continue to grow as long as your desire is keen enough to compel close Reiki – Concentration.Form the habit of thinking of something you wish to accomplish for five minutes each day. Shut every other thought out of consciousness. Be confident that you will succeed; make up your mind that all obstacles that are in your way will be overcome and you can rise above any environment.You do this by utilizing the natural laws of the thought world which are all powerful.A great aid in the development of Reiki - Concentration is to write out your thoughts on that which lies nearest your heart and to continue, little by little, to add to it until you have as nearly as possible exhausted the subject.You will find that each day as you focus your forces on this thought at the center of the stream of consciousness, new plans, ideas and methods will flash into your mind. There is a law of attraction that will help you accomplish your purpose. An advertiser, for instance, gets to thinking along a certain line. He has formed his own ideas, but he wants to know what others think. He starts out to seek ideas and he soon finds plenty of books, plans, designs, etc., on the subject, although when he started he was not aware of their existence.The same thing is true in all lines. We can attract those things that will help us. Very often we seem to receive help in a miraculous way. It may be slow in coming, but once the silent unseen forces are put into operation, they will bring results so long as we do our part. They are ever present and ready to aid those who care to use them. By forming a strong mental image of your desire, you plant the thought-seed which begins working in your interest and, in time, that desire, if in harmony with your higher nature, will materialize.It may seem that it would be unnecessary to caution you to concentrate only upon achievement that will be good for you and work no harm to another, but there are many who forget others and their rights, in their anxiety to achieve success. All good things are possible for you to have, but only as you bring your forces into harmony with that law that requires that we mete out justice to fellow travelers as we journey along life's road. So first think over the thing wanted and if it would be good for you to have; say, "I want to do this; I am going to work to secure it. The way will be open for me."If you fully grasp mentally the thought of success and hold it in mind each day, you gradually make a pattern or mold which in time will materialize. But by all means keep free from doubt and fear, the destructive forces. Never allow these to become associated with your thoughts.At last you will create the desired conditions and receive help in many unlooked-for ways that will lift you out of the undesired environment. Life will then seem very different to you, for you will have found happiness through awakening within yourself the power to become the master of circumstances instead of their slave.To the beginner in this line of thought some of the things stated in this book may sound strange, even absurd, but, instead of condemning them, give them a trial. You will find they will work out.The inventor has to work out his idea mentally before he produces it materially. The architect first sees the mental picture of the house he is to plan and from this works out the one we see. Every object, every enterprise, must first be mentally created.I know a man that started in business with thirteen cents and not a dollar's worth of credit. In ten years he has built up a large and profitable business. He attributes his success to two things--belief that he would succeed and hard work. There were times when it did not look like he could weather the storm. He was being pressed by his creditors who considered him bankrupt. They would have taken fifty cents on the dollar for his notes and considered themselves lucky. But by keeping up a bold front he got an extension of time when needed. When absolutely necessary for him to raise a certain sum at a certain time he always did it. When he had heavy bills to meet he would make up his mind that certain people that owed him would pay by a certain date and they always did. Sometimes he would not receive their check until the last mail of the day of the extension, and I have known him to send out a check with the prospect of receiving a check from one of his customers the following day. He would have no reason other than his belief in the power of affecting the mind of another by Reiki - Concentration of thought for expecting that check, but rarely has he been disappointed.Just put forth the necessary concentrated effort and you will be wonderfully helped from sources unknown to you.Remember the mystical words of Jesus, the Master: "Whatsoever thing ye desire when ye pray, pray as if ye had already received and ye shall have."
Can Your Dreams Really Become a Reality?
You may be asking yourself can my dreams really become true. The answer to that question is a definite yes!All of what you are doing right now was once first just a dream in your mind and you having complete controlover all of your thoughts that can produce many results with your mind. How can this be possible you ask?Very simple, have you ever had a headache and you took some Tylenol for that headache and instantly you’ll felt better?Had the Tylenol really have a chance to work or have you imagined that the Tylenol was going to make you feel betterand instantly your mind produced the results, yet you know in your heart that there is know way that the Tylenolcould work back to your mind that quick.Therefore, you see it really was your mind that was in control thus producing the results that you really wantedin the first place. Now that you see how your mind can really produce results for you, if you learn how to workit and this is a simple and universal law. You can produce the results that you need, you can become the personthat you want, your dreams can become reality, there is only one person stopping you, and that is you!Are you ready for the challenge because once you emerge from the old way and see the results that you can have youwill never go back to doing things as if you did in the past? You control your mind and your thoughts and your dreams.For the dream to become reality you must first imagine it to be. Please stop to think about that sentence,it is very powerful and holds plenty of proof that you and only you control your dreams.For the dream to become a reality you must first imagine it to be. Can you see your life changing?Can you see that new job? Can you feel what is on the horizon? For you when you master this conceptand there will be nothing that you cannot do and that should fill you with hope. Hope plays a veryimportant part in this equation because it is the hope that fuels the engine when we call a human being. Hope fuels the engine, hope brings light to a dark day, and hope is the key to making your dreams becomes that reality.You can hope for a better day and you can plan for a brighter future and with hope this is all possible.Hope is the imagination of the mind.If you can bring all these things together, then there is nothing that you cannot accomplish.Now is a time that we need action to produce results, for without action dreams do not become a reality.For without action your dreams can never become true. Yet with hope that is your action and can producemany results in your favor. Action is the stuff that dreams are made out of.
Trusting Your Inner Guidance
When we begin to feel lost or confused about various aspects of our lives, our first instinct is to search for direction. We feel sure that the answers we need are out there somewhere, and finding them will help us to know the right way to turn.While seeking advice and guidance from others can be helpful at times, it is not always the best way to help ourselves. Rather than relying on someone else to tell us our truth, we can instead choose to look within and find the answers inside ourselves. Each of us has been given the gift of an inner advisor that will never steer us wrong.This inner advisor is not pushy, however. He or she will not speak up unless we ask for help. When we finally open our hearts and minds to hear what our inner advisor has to say, the wisdom will begin to flow freely and our lives will begin to change for the better.So, how do we tap this wealth of wisdom? Is there a request form we need to fill out somewhere? No, it's even easier than that, thank goodness. Following are tips to help you connect with your inner guidance and use it to create your best life:1) Create a Harmonious Forum - our inner guidance flourishes in peaceful, quiet surroundings. If you've got a lot of noise and chaos around you, you won't be able to tap in and hear the wisdom waiting for you. Try to find a quiet place that you can relax in. You can also surround yourself with beauty by bringing in some fresh flowers, scented candles or incense, or even some soothing artwork. Whatever will help put you in a calm, peaceful mood.2) Turn Within - if you're not a regular meditator, this can be tricky at first. You might wonder what the heck you're supposed to be turning "toward," or focusing on. The answer is simple: nothing. Focus on nothing. Simply close your eyes and turn your attention inward, to the silence within you. Random thoughts will probably keep popping in, but gently push them back out and return your attention to the silence.3) Listen for Wisdom - if you've got a specific situation you're struggling with, this would be a good time to think about it. Try to do so without judgment, and without trying to come to any conclusions. Just ponder the issue and practice acceptance for what it is at this moment. Then ask yourself, "What would be the best course of action for me at this time?" Consider the possibilities before you, and think about how each one makes you feel. Most often, you will notice a difference between something that feels right, and something that feels wrong.4) Let the Solution Materialize - if you don't recieve any insights initially, put the issue aside for awhile. By going through this process, you've already tapped into your inner guidance and asked for help. Even if the answer doesn't appear immediately, it will eventually. And in my experience, it doesn't take long! Just make an effort to stay open to the answer when it arrives. It will usually arrive in a flash of inspiration or insight that makes you say, "Ah ha!" Or perhaps it will be more along the lines of a subtle gut feeling, where you just know that one particular course of action "feels" right.5) Act from the Heart - once you know what you need to do, act with confidence. Don't let worries or fears hold you back. Believe that your inner guidance knows what's best for you, and move forward with courage. Remember that there are truly no right or wrong paths in life, only experiences that we can learn from. By at least examining your options and considering which path is right for you at this time, you are making a wiser decision than you would otherwise.At all times, strive to be your own master. There is nothing wrong with seeking knowledge and insight from others, but you aren't bound to mindlessly follow where they lead, either. You have the ability to find your own way and decide what's best for you. In your quest for knowledge, you will come across information that feels right to you, and information that doesn't seem to make sense. Use discernment and understand that there are many truths. You just have to find yours.
Commitment
What exactly does this word mean? Some say that it is a lost ART, that in today’s society there is no such thing. Shall we bury it or resurrect it from the dead? First let me state that without this small word that seems insignificant little word, and then none of your hopes and dreams will come true.If you don’t have it and you are approaching a difficult task, do you feel you have a chance at the outcome being a positive one? Well guess again, because without this tiny word then none of your hopes and dreams shall come true.Is it possible that we have over estimated? When some great task is completed you can rest assured that you will receive some help from the big C-man, CONMITMENT THAT IS. Now that we know we need this word how can, we implement it into our life?What exactly is it? Well it’s that extra push we get when things we are going through get really hard, when there is nothing left in the gas tank.You must at this time reach deep inside yourself to find that little something that you need to successfully complete the task. (You made it because you had commitment to complete the job!)You stuck with it when the going got tough, you could truly not see yourself fail, and that is commitment, which is desire, which is heart!They are all related and when you have the ability to choose from the one you need to be completed and one of the other jobs, this is truly an amazing feat.THEY DO NOT GET JELOUS, THEY FEED OFF OF ONE ANOTHER, WHEN ONE IS A TAD BIT SHORT OF A DAY, ONE OF THE OTHERS PICKS UP THE SLACK, WHICH IN TURN GIVES THE PART YOU ARE WEAKEST IN.YET KNOW ALL THE FACULTIES CAN REJOICE BECAUSE THIS IS PROGRESS IN ANYONES BOOK, BUT IT ALL STARTED WITH A SIMPLE WORD AND THAT WORD IS COMMITMENT!This simple word gives you drive to complete all your task, if you have a feeling that you don’t want to finish the task it may be time to, stop what you are doing and evaluate what you are doing, to see if it is a worthy goal.If not you stop it immediately and move on to the next task that you have a feeling of commitment to do or finish the job then it’s on to our next task, remember commitment can or will make or brake you, it’s a small word but don’t be deceived by the simplicity of it, CONMITTMENT IS THE KEY TO YOUR SUCCESSFUL FUTURE~!
Active Relaxation - The Neglected Art
Stress
Stress is a serious business. The subject is often in the news: we know that it causes the loss of more working days than physical illness and can lead to serious conditions of the heart and other organs. Stress is taken so seriously these days that employers have a legal duty of care towards their employees.The media put far less emphasis on the natural antidote to stress: relaxation. It might be useful to remind ourselves what relaxation actually means. Far from merely being the absence of tension, relaxing actually requires a positive act of will. Just as a composer writes rests - indicating silence - as carefully as the notes played by musicians, so we need to decide when to relax and how to do so. Just think of the expression 'To compose yourself'.Techniques that helpWe know of many techniques and disciplines, some of them very ancient, that help us to relax. Meditation has been described as 'Increasing the distance between thoughts', a way of emptying the mind of its usual chatter, regret, worry and aspiration. Yoga can help us to achieve a similar inner calm through focusing on the body and how it breathes. In both cases, the emphasis is actively on focusing our attention on the here and now, rather than reflecting on the past or thinking ahead.As with any other conscious decision, we need to focus on what we are doing if we want to succeed - and here, for many of us, lies the difficulty. If we want to benefit from these disciplines, not only do we need to endure the slow process of learning new techniques that feel strange and unfamiliar before enjoying the benefits, we also have to overcome an instinctive objection from our own bodies.What tension doesThe trouble is that when we are experiencing stress we become tense: our muscles tighten and adrenaline and cortisol flow through our systems, making it even harder to relax. Even sitting in a quiet darkened room doesn’t guarantee success – if your mind is buzzing you’ll feel over stimulated. It's easy to understand why we seek easier, more instant ways to calm down. That's why we sometimes confuse relaxation with distraction - especially in a time when so many distractions are available.What does or doesn’t relax us'I feel stressed out tonight. Let's just relax in front of the TV.' Unfortunately, most television programmes are designed to engage us by arousing our interest in some way. The sound tracks are especially effective in stimulating us emotionally, so that the net result of our attempts to 'switch off' turn out to be merely 'changing channels' with our attention. We swap one set of stimuli for another - and we have even less control over the content than when we are wrestling with all the details of our own over-busy lives.The active choiceSo: relaxation is an active choice, but it can seem too difficult and time-consuming to learn how to use the techniques that work. How can we actively choose to relax easily and effectively? William Congreve wrote ‘Music hath charms to soothe the savage breast, to soften rocks, or bend a knotted oak.’ and throughout history gentle music has been a favourite way to change the way we feel. This is because the vibrations that reach our ears do more than just please us as they cause our own internal rhythms, like heartbeat and brain activity, to synchronise with the music.If you have ever tried turning off the sound track of a scary movie you know how flat it can seem with only pictures to keep the mood going. Anyone who has seen what happens to baby boomers at a party when someone plays a Rolling Stones record has experienced the power of music to move people.Type of music that relaxesNaturally, the result depends on the type of music being played. A growing number of composers are choosing to focus mainly on the effect their music has on the listener. In the 1960s a series of 'mood music' albums appeared, followed in the 1970s by British artist Brian Eno's invention of the term 'ambient music' to describe the subtle, mood-invoking albums he created. The emphasis in this type of music is on the listener, not the artist ~ a very different approach from most productions. My own experience is relevant here as I spent more than twenty five years doing my best to capture the audience's attention as a session musician, performer and bandleader before getting involved with hypnosis and Neuro-Linguistic Programming as a way of helping people to live the kind of lives they really want.New roleIt was while exploring how to combine music with these ways of helping people that I realised the difference in emphasis: in my new musical role I was no longer centre stage ~ in fact, if the listener was aware of me then I wasn't doing my job. It surprised me how much more difficult it can be to produce music so subtle that the listener is largely unaware of it, yet so effective that it relaxes him or her every time.Self treatmentAs I researched what had already been done I found a fascinating range of different techniques, all contributing to the power of gentle music to soothe and calm us. These approaches can be combined to create truly effective musical solutions to the everyday problems caused by stress. This kind of self-treatment is a welcome alternative to pharmaceuticals, being very effective and extremely safe. Some hospitals have found that when they play the right kind of music their pain-killing medication bill goes down, in some cases to half its former level.In the 1960s, a popular idea was that music could change the world. For us as individuals, that now seems to be true – at least on a personal level.
Monday, September 1, 2008
live life king size......the best way to go through the worldly existance
KNOW YOUR WORLD AND YOURSELF
1.GEOGRAPHY
1.1 WORLD TRIP ON ITS BEST
1.1.1 BEST PLACES TO TRAVEL
1.1.2 BEST HOTELS AND SUITES TO REST AND ENJOY
2.POLITICALLY
2.1 COUNTRIES
2.1.1 CAPITALS AND CURRENCIES
3.BUSINESS
3.1 SHARE MARKETS OF DIFFERENT COUNTRIES
3.2 COURIERS
4. FOR BEING GUD AND LIVE LIFE KING SIZE ONE SHOULD BE INTELLECTUAL AND GUD AT CARRIERS CHOICE
4.1 THE BEST UNIVERSITIES ON GLOBE
GEOGRAPHY
I. Introducing Geography: Geography is the study of the evolving character and
organization of the Earth’s surface. It is about how, why, and where human and
natural activities occur and how these activities are interconnected. The two sides of
geography include:
1. Regional geography is concerned with how the Earth’s surface is differentiated into unique places.
2. Systematic geography is concerned with the processes that differentiate places in
time and space.
______________________________________________________________________
I. The Four Great Realms: The natural systems encountered in physical geography
operate within the four great realms, or spheres, of the Earth. These are the
atmosphere; the lithosphere, the hydrosphere, and the biosphere.
Atmosphere - The gaseous layer that surrounds the Earth. It receives heat and moisture
from the surface and redistributes them, returning some heat and all of the moisture to
the surface. It supplies vital elements needed to sustain life forms.
Lithosphere - This outermost solid layer of the Earth provides a platform for most lifeforms.
The solid bedrock bears a shallow layer of soil in which nutrient elements
become available to organisms. The surface of the lithosphere is sculpted into
landforms which provide varied habitats for plants, animals, and humans.
Hydrosphere - The liquid realm of the Earth is principally the mass of water in the
world’s oceans. It also includes solid ice in mountain and continental glaciers. Water
occurs as a gaseous vapour, liquid droplets, and solid ice crystals. In the lithosphere,
water is found in the uppermoSt layers in soils and in ground water reservoirs.
Biosphere - Most of the biosphere is contained in the shallow surface zone called the
life layer. It includes the surface of the lands and the upper 100 meters of the ocean.
On land, the life layer is the zone of interactions among the biosphere, lithosphere, and
atmosphere.
II. Scales in Physical Geography: The processes of the life layer and the four great
realms operate on various scales. These scales range from global to individual scales.
Global scale - The sun is the power source that powers most of the phenomena that
occurs within the life layer. At this scale, Earth-sun relationships are very important.
Continental scale - The sun’s energy is not evenly absorbed by the Earth’s land and
water surface. Unequal solar heating produces currents of air and water and
constitute the global atmospheric and oceanic circulation system.
Regional scale - This smaller scale observes the cloud patterns of weather systems,
and their regular movements over time. These movements, along with solar control
of surface temperature, form the basis of the climates of the world.
Local scale - Factors at this scale are important in determining the exact patterns of
vegetation and soils.
Individual scale - Individual landforms and their associated plant and animal
communities are produced by unique activities of wind or water, and develop
distinctive biological communities and soil properties.
III. Systems in Physical Geography: A helpful way to understand the relationships
among the four realms and the life-layer is to study them as systems.
A. Flow systems - This is a system in which matter, energy, or both, move from one
location to another.
1. Pathways: The structure of a flow system that allows for movement.
2. Structure: The pattern of pathways and their interconnections.
3. Inputs and outputs: Flow systems may have matter, energy, or both entering
and leaving the system.
4. Power source: Each flow system needs some type of power source. Natural
systems are powered largely or completely by natural power sources.
Examples of flow systems in physical geography are river systems, a food chain
in an ecosystem, and the global energy balance system.
B. Open and Closed Flow Systems
1. Open Flow System - This is a flow system where there are inputs and outputs
of matter and energy.
2. Closed Flow System - This is a flow system with no input or output flows of
matter. The flow of materials in the system moves endlessly in a series of
interconnected paths or loops. This is also known as a cycle, or a material
cycle. Any global material flow system must be closed, since only a minute
amount of matter flows from Earth to space or from space to the Earth. The
global carbon, nitrogen, and oxygen cycles are all closed matter flow systems.
Energy flow systems are always open. All objects that are warmer than the
depths of space emit radiant energy, and some fraction of that energy
ultimately leaves the Earth.
C. Feedback and Equilibrium in Flow Systems
1. Feedback - Occurs when the flow in one pathway acts to either reduce or to
increase the flow in another pathway.
a. Positive feedback- Where the feedback reinforces the flow of matter or
energy in the system.
b. Negative feedback - Where the feedback reduces the flow of matter or
energy in the system.
2. Equilibrium- This is a steady state in which the flow rates in the various
pathways of a system remain about the same.
D. Time Cycles - Any system can undergo a change in the rates of flow energy or matter
within its pathways. Flow rates may grow faster or may slow down. These
changes in activity can be reversed at intervals of time – that is, a rate can
alternately speed up and slow down during a time cycle. In many natural systems,
there is a rhythm of increasing and decreasing flow. The annual revolution of the
Earth around the Sun generates a time cycle of energy flow in many natural
systems.
1.1
THERE ARE MANY WAYS TO TRAVEL AROUND THE WORDS FEW ARE AMONG THOSE WHICH I FEEL THE BEST TO LINGER AROUND
FIRST IS ON THE WINGS ABOVE THE CLOUDS ,SECOND IS IN FLOATING IN UR YACHT ON BLUE ICE COLD WATER EITHER OR ON CRUSE ALONG WITH OTHER PEOPLE. AIR TICKETS COST COULD BE AS LOW AS U WANT BUT MAY HIKE WITH UR FLIGHTS OF FANTASY AND ROYALITY U ASK FOR IT COULD BE CONCORDE AIR BUS OR EVEN PRIVATE PLANE.
BUT I PREFER TO BE ON YACHT WITH PARTNER AND
ALL OUR GADGETS .
TO EXPLORE JUNGLES U SHOULD TRAVEL ON FOOT TO FEEL THE TEROR OF BEING SURRONDED BY THE WILD DIVERSTY OF ANIMALIA KINGDOM.
TO EXPLORE THE CITY OR TOWN IS ON LOCAL TAXIS RATHER THAN ON
RENTED LIMOS .
WELL THE BEST PLACE TO TRAVEL or LIVE
No. 1: Zurich
Switzerland
Mercer score: 108*2007 rank: No. 1GDP: $300.9 billion (2007 est.)**Population: 7,581,520 (total country); 347,517 (total city)Life expectancy: 80.74 years
Best Places
No. 2 (tie): Vienna
Austria
Mercer score: 107.92007 rank: No. 3GDP: $319.7 billion (2007 est.)Population: 8,205,533 (total country); 1,825,287 (total city)Life expectancy: 79.36 years
Best Places
No. 2 (tie): Geneva
Switzerland
Mercer score: 107.92007 rank: No. 2GDP: $300.9 billion (2007 est.)Population: 7,581,520 (total country); 185,000 (total city)Life expectancy: 80.74 years
Best Places
No. 4: Vancouver
Canada
Mercer score: 107.62007 rank: No. 3GDP: $1.274 trillion (2007 est.)Population: 33,212,696 (total country); 560,000 (total city)Life expectancy: 81.16 years
No. 5: Auckland
New Zealand
Mercer score: 107.32007 rank: No. 5GDP: $112.6 billion (2007 est.)Population: 4,173,460 (total country); 1.18 million (total city)Life expectancy: 80.24 years
No. 6: Dusseldorf
Germany
Mercer score: 107.22007 rank: No. 6GDP: $2.833 trillion (2007 est.)Population: 82,369,548 (total country); 581,858 (total city)Life expectancy: 79.1 yearS
No. 7 (tie): Munich
Germany
Mercer score: 1072007 rank: No. 8GDP: $2.833 trillion (2007 est.)Population: 82,369,548 (total country); 1,332,650 (total city)Life expectancy: 79 YEARS
No. 8: Bern, GERMANY
BEST HOTELS AND SUITES TO REST AND ENJOY
for other tours around globe
TOUR IN MALAYSIA (10 days)
Day 01 Airport Sandakan / Sandakan Hotel (-)Upon arrival at airport Day 02 Sepilok Orang Utan / Kinabatangan River / River Cruise (B/L/D)
Day 03 By land to Gomantong Cave/ Lodge (B/L/D)
Day 04 Sukau / Semporna Jetty / Mabul Resort (B/L/D)
Day 05 3 Dive / Mabul Resort (B/L/D)
Day 06 3 Dives / Mabul Island (B/L/D)
Day 07 Transfer to Tawau Airport / Kota Kinabalu Airport / Hotel (B)
Day 08 Hotel / Kinabalu Park HQ / Timpohon Gate / Mountain Hut (B/PL/D)
Day 09 Summit / Timpohon Gate / PHQ / Hotel (B/L)
Day 10 Hotel / Airport (B)Breakfast at hotel. Free at leisure until transfer to Airport.
1.GEOGRAPHY
1.1 WORLD TRIP ON ITS BEST
1.1.1 BEST PLACES TO TRAVEL
1.1.2 BEST HOTELS AND SUITES TO REST AND ENJOY
2.POLITICALLY
2.1 COUNTRIES
2.1.1 CAPITALS AND CURRENCIES
3.BUSINESS
3.1 SHARE MARKETS OF DIFFERENT COUNTRIES
3.2 COURIERS
4. FOR BEING GUD AND LIVE LIFE KING SIZE ONE SHOULD BE INTELLECTUAL AND GUD AT CARRIERS CHOICE
4.1 THE BEST UNIVERSITIES ON GLOBE
GEOGRAPHY
I. Introducing Geography: Geography is the study of the evolving character and
organization of the Earth’s surface. It is about how, why, and where human and
natural activities occur and how these activities are interconnected. The two sides of
geography include:
1. Regional geography is concerned with how the Earth’s surface is differentiated into unique places.
2. Systematic geography is concerned with the processes that differentiate places in
time and space.
______________________________________________________________________
I. The Four Great Realms: The natural systems encountered in physical geography
operate within the four great realms, or spheres, of the Earth. These are the
atmosphere; the lithosphere, the hydrosphere, and the biosphere.
Atmosphere - The gaseous layer that surrounds the Earth. It receives heat and moisture
from the surface and redistributes them, returning some heat and all of the moisture to
the surface. It supplies vital elements needed to sustain life forms.
Lithosphere - This outermost solid layer of the Earth provides a platform for most lifeforms.
The solid bedrock bears a shallow layer of soil in which nutrient elements
become available to organisms. The surface of the lithosphere is sculpted into
landforms which provide varied habitats for plants, animals, and humans.
Hydrosphere - The liquid realm of the Earth is principally the mass of water in the
world’s oceans. It also includes solid ice in mountain and continental glaciers. Water
occurs as a gaseous vapour, liquid droplets, and solid ice crystals. In the lithosphere,
water is found in the uppermoSt layers in soils and in ground water reservoirs.
Biosphere - Most of the biosphere is contained in the shallow surface zone called the
life layer. It includes the surface of the lands and the upper 100 meters of the ocean.
On land, the life layer is the zone of interactions among the biosphere, lithosphere, and
atmosphere.
II. Scales in Physical Geography: The processes of the life layer and the four great
realms operate on various scales. These scales range from global to individual scales.
Global scale - The sun is the power source that powers most of the phenomena that
occurs within the life layer. At this scale, Earth-sun relationships are very important.
Continental scale - The sun’s energy is not evenly absorbed by the Earth’s land and
water surface. Unequal solar heating produces currents of air and water and
constitute the global atmospheric and oceanic circulation system.
Regional scale - This smaller scale observes the cloud patterns of weather systems,
and their regular movements over time. These movements, along with solar control
of surface temperature, form the basis of the climates of the world.
Local scale - Factors at this scale are important in determining the exact patterns of
vegetation and soils.
Individual scale - Individual landforms and their associated plant and animal
communities are produced by unique activities of wind or water, and develop
distinctive biological communities and soil properties.
III. Systems in Physical Geography: A helpful way to understand the relationships
among the four realms and the life-layer is to study them as systems.
A. Flow systems - This is a system in which matter, energy, or both, move from one
location to another.
1. Pathways: The structure of a flow system that allows for movement.
2. Structure: The pattern of pathways and their interconnections.
3. Inputs and outputs: Flow systems may have matter, energy, or both entering
and leaving the system.
4. Power source: Each flow system needs some type of power source. Natural
systems are powered largely or completely by natural power sources.
Examples of flow systems in physical geography are river systems, a food chain
in an ecosystem, and the global energy balance system.
B. Open and Closed Flow Systems
1. Open Flow System - This is a flow system where there are inputs and outputs
of matter and energy.
2. Closed Flow System - This is a flow system with no input or output flows of
matter. The flow of materials in the system moves endlessly in a series of
interconnected paths or loops. This is also known as a cycle, or a material
cycle. Any global material flow system must be closed, since only a minute
amount of matter flows from Earth to space or from space to the Earth. The
global carbon, nitrogen, and oxygen cycles are all closed matter flow systems.
Energy flow systems are always open. All objects that are warmer than the
depths of space emit radiant energy, and some fraction of that energy
ultimately leaves the Earth.
C. Feedback and Equilibrium in Flow Systems
1. Feedback - Occurs when the flow in one pathway acts to either reduce or to
increase the flow in another pathway.
a. Positive feedback- Where the feedback reinforces the flow of matter or
energy in the system.
b. Negative feedback - Where the feedback reduces the flow of matter or
energy in the system.
2. Equilibrium- This is a steady state in which the flow rates in the various
pathways of a system remain about the same.
D. Time Cycles - Any system can undergo a change in the rates of flow energy or matter
within its pathways. Flow rates may grow faster or may slow down. These
changes in activity can be reversed at intervals of time – that is, a rate can
alternately speed up and slow down during a time cycle. In many natural systems,
there is a rhythm of increasing and decreasing flow. The annual revolution of the
Earth around the Sun generates a time cycle of energy flow in many natural
systems.
1.1
THERE ARE MANY WAYS TO TRAVEL AROUND THE WORDS FEW ARE AMONG THOSE WHICH I FEEL THE BEST TO LINGER AROUND
FIRST IS ON THE WINGS ABOVE THE CLOUDS ,SECOND IS IN FLOATING IN UR YACHT ON BLUE ICE COLD WATER EITHER OR ON CRUSE ALONG WITH OTHER PEOPLE. AIR TICKETS COST COULD BE AS LOW AS U WANT BUT MAY HIKE WITH UR FLIGHTS OF FANTASY AND ROYALITY U ASK FOR IT COULD BE CONCORDE AIR BUS OR EVEN PRIVATE PLANE.
BUT I PREFER TO BE ON YACHT WITH PARTNER AND
ALL OUR GADGETS .
TO EXPLORE JUNGLES U SHOULD TRAVEL ON FOOT TO FEEL THE TEROR OF BEING SURRONDED BY THE WILD DIVERSTY OF ANIMALIA KINGDOM.
TO EXPLORE THE CITY OR TOWN IS ON LOCAL TAXIS RATHER THAN ON
RENTED LIMOS .
WELL THE BEST PLACE TO TRAVEL or LIVE
No. 1: Zurich
Switzerland
Mercer score: 108*2007 rank: No. 1GDP: $300.9 billion (2007 est.)**Population: 7,581,520 (total country); 347,517 (total city)Life expectancy: 80.74 years
Best Places
No. 2 (tie): Vienna
Austria
Mercer score: 107.92007 rank: No. 3GDP: $319.7 billion (2007 est.)Population: 8,205,533 (total country); 1,825,287 (total city)Life expectancy: 79.36 years
Best Places
No. 2 (tie): Geneva
Switzerland
Mercer score: 107.92007 rank: No. 2GDP: $300.9 billion (2007 est.)Population: 7,581,520 (total country); 185,000 (total city)Life expectancy: 80.74 years
Best Places
No. 4: Vancouver
Canada
Mercer score: 107.62007 rank: No. 3GDP: $1.274 trillion (2007 est.)Population: 33,212,696 (total country); 560,000 (total city)Life expectancy: 81.16 years
No. 5: Auckland
New Zealand
Mercer score: 107.32007 rank: No. 5GDP: $112.6 billion (2007 est.)Population: 4,173,460 (total country); 1.18 million (total city)Life expectancy: 80.24 years
No. 6: Dusseldorf
Germany
Mercer score: 107.22007 rank: No. 6GDP: $2.833 trillion (2007 est.)Population: 82,369,548 (total country); 581,858 (total city)Life expectancy: 79.1 yearS
No. 7 (tie): Munich
Germany
Mercer score: 1072007 rank: No. 8GDP: $2.833 trillion (2007 est.)Population: 82,369,548 (total country); 1,332,650 (total city)Life expectancy: 79 YEARS
No. 8: Bern, GERMANY
OTHER PLACES TO TRAVEL ARE THE FOLLOWING
BEST HOTELS AND SUITES TO REST AND ENJOY
THE BEST HOTELS TO STAY AT ARE THOSE WHICH ARE COMFORTABLE MAKE U FEEL AT HOME AND SERVED BY THE BEST HOSPITALITY WITH A LOVELY SKY LINE OR A BEACH VIEW THROUGH THE WINDOW OF BED ROOM
World's 10 best hotels
1. Singita Sabi Sand, South Africa
2. Oberoi Rajvilas Jaipur, India
3. Fairmont Mara Safari Club, Masai Mara, Kenya
4. Oberoi Udaivilas, Udaipur
5. Triple Creek Ranch, Darby, Montana
6. Oberoi Amarvilas, Agra
7. Kirawira Luxury Tented Camp, Serengeti National Park, Tanzania
8. Sabi Sabi Private Game Reserve, Sabi Sands, South Africa
9. Tortilis Camp, Amboseli National Park, Kenya
10. Domaine des Hauts de Loire, Onzain, France
for other tours around globe
TOUR IN MALAYSIA (10 days)
Day 01 Airport Sandakan / Sandakan Hotel (-)Upon arrival at airport Day 02 Sepilok Orang Utan / Kinabatangan River / River Cruise (B/L/D)
Day 03 By land to Gomantong Cave/ Lodge (B/L/D)
Day 04 Sukau / Semporna Jetty / Mabul Resort (B/L/D)
Day 05 3 Dive / Mabul Resort (B/L/D)
Day 06 3 Dives / Mabul Island (B/L/D)
Day 07 Transfer to Tawau Airport / Kota Kinabalu Airport / Hotel (B)
Day 08 Hotel / Kinabalu Park HQ / Timpohon Gate / Mountain Hut (B/PL/D)
Day 09 Summit / Timpohon Gate / PHQ / Hotel (B/L)
Day 10 Hotel / Airport (B)Breakfast at hotel. Free at leisure until transfer to Airport.
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